If you're a full-time student, you probably have enough trouble keeping track of tuition payments,
lab fees, and study sessions - without adding dental services into the mix. However, if you wind up
needing some kind of dental work - and you're no longer covered on Mom and Dad's dental plan - it may
wind up costing you big time. That's why you need
dental health insurance plan
that can help defray the costs of your cleanings, fillings, root canals, and orthodontic work.
But if you're a full-time student, you probably don't have the money for traditional dental insurance… Or do you?
That's why student dental insurance was invented!
Here are 4 reasons why student dental insurance gets an A+:
1. It's cheaper than a traditional dental health insurance plan
Student dental insurance can come with monthly premium payments that are as low as $10 per month! When you look at it that way, it's not hard to fit into your student-sized budget. And, you won't have to worry about how you're going to pay for that chipped tooth, loose filling, or set of x-rays.
2. You can add a spouse or children into the mix
Student dental insurance doesn’t have to be an individual thing. If you've got a spouse or children that need dental coverage, you can add them onto your student dental policy - even if they're not in school themselves. That way, you'll wind up paying a lot less than you would if you had to go out and buy a traditional family dental health insurance plan.
3. You may be able to add vision insurance into the mix
When you get dental and vision insurance together, it helps keep costs down on both plans. Luckily, that also applies to student plans! You'll have to check with your specific insurance company, but many of them will offer bundled dental and vision insurance plans at special student rates. That way, you won't have to worry about an issue with your teeth or your eyes costing you an arm and a leg!
4. You can get an entire year's worth of coverage
The last thing you need to worry about when finals roll around is renewing your student dental insurance policy. Luckily, the vast majority of these policies start in August or September and last for an entire year. That way, when you walk into class on either the first or last day of school, your mind can be solely on your studies - instead of your dental insurance.