Dental and Vision Insurance – What Do You Get by Grouping Them Together?

If you are sick and tired of getting the same ol' dental insurance quotes – and they aren't as low as you'd like them to be – try combining your dental and vision insurance. It can bring some major relief to your wallet!

Dental and vision insurance are two things that aren't covered under many employer insurance plans. So, even if you work for a giant company, you might be in the market for both of them. Luckily, lots of companies have started bundling them together – and offering them at discounted prices.

When you bundle your dental and vision insurance together under the same company, it's like getting a bulk discount. Since the insurance company knows it's going to be getting two separate premiums from you every month, they are more likely to give you a better rate on both of them.

By getting lower rates, you may be able to get a better vision or dental health plan than you originally planned for.

And, in many cases, insurance companies are willing to lock your premiums in place for longer if you buy both policies together. In fact, it is not uncommon to see bundled dental and vision insurance rates guaranteed for 24 months – instead of the traditional 12 months.

Plus, bundling your dental and vision insurance, you can often take advantage of certain extra perks – like orthodontics coverage that's included in your plan.

However, in order to successfully bundle your dental and vision insurance, you will need to find a company that offers quality plans in both areas. After all, even the best dental health plan is not worth as much if it comes with vision insurance that's not up to snuff. It's not good enough to just look for dental insurance quotes or vision insurance quotes that are cheap. In the insurance world, cheap doesn't always equal good!

So, where do you go to find the right opportunities?

The world wide web is chock full of companies that can offer you competitive rates on bundled plans. There are special websites that offer plans from several of the world's biggest companies, so you will have plenty of options to choose from.

And, by shopping online, you can compare several different plans at once – easily. Good websites will offer easy-to-read charts that point out the differences and benefits of each plan. That way, you don't have to worry about calling a bunch of different companies and speaking to a near-endless array of salesmen to get the answers you need!