4 Things You Need to Know About Family Dental Insurance

If you've got a whole household of family members, the easiest way to keep their teeth healthy is to sign up for family dental insurance.

What makes it the best dental insurance option for your family?

  1.  It's cheaper than getting an individual dental plan for everyone

    If you've got a spouse and a house full of kids, a family plan is the best dental insurance to get - if for no other reason than it's affordable!  When you sign up for family dental insurance, you're actually putting everyone in your home in the same "group".  The bigger your group is, the more you can save on premiums, deductibles, and other expenses.

    If you were to sign each family member up for their own individual dental health insurance plan, you'd wind up paying far more, just in your monthly premiums!

  2.  You can customize each family member's coverage

    Under family dental insurance policies, each family member will be able to choose their own dentist.  And, in some cases, each family member can even have their own specific coverage!  So, if your daughter is going to need braces at some point, her portion of the dental plan can cover orthodontic services - but the rest of you (who don't need braces) won't have to pay premiums for orthodontic coverage that you'll never use.

    Remember, though, options like this will depend on the specific policy that you sign up for.  The only way to find the best dental insurance for your family's needs is to do some comparison shopping.

  3.  It's a great way to save time

    Buying any type of dental health insurance plan requires a time commitment in the beginning.  That's because you have to do your homework before you pick a policy.  You'll need to compare different plans, consider different types of coverage, and see which one works best for you.  It's not something you can do in a couple of minutes.

    Now, just imagine having to do all of that work for each member of your family!  Luckily, you can skip over it by buying family dental insurance.  You'll only have to do research for one big policy - instead of 3, 4, or 5 smaller plans.

  4.  It's a great way to teach your kids about their oral health

    Buying a family dental plan can actually teach your kids the value of going to the dentist on a regular basis.  That way, when they grow up, they'll be more likely to buy a dental health insurance plan of their own!